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moral hazard  

Definición

  • Moral hazard arises in implicit and contractual relationships in which one party behaves differently because of the relationship, and these actions improve one party's utility but have a negative consequence for the other party. In healthcare, moral hazard is most commonly associated with insurance, where the purchase of health insurance induces an increase in the likelihood of a loss covered by the insurance policy, the size of the loss, or both the likelihood and size of the loss. [Source: Encyclopedia of Health Services Research; Moral Hazard]

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http://data.loterre.fr/ark:/67375/N9J-TMPV1ZQH-R

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