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Concept information

Preferred term

mortgage credit crisis of 2008  

Definition(s)

  • The mortgage and credit crisis of 2008 is a financial crisis that originated in the United States but contributed to the global economic crisis of 2007–09, and has its most direct origins in the housing bubble and the disastrous consequences of irresponsible subprime lending. Though not solely complicit in the larger economic crisis—which also involves a fuel crisis, the bailout of the American automobile industry, and erratic commodity prices worldwide—the subprime mortgage panic is nearly synonymous with it in the minds and mouths of the public, due to its scope, the clear involvement of human error, and the consequent havoc wreaked on the American finance industry The Housing Bubble The United States housing bubble affected much of the American housing market, especially California, Florida, and the northeast and southwest. [Source: Encyclopedia of Business in Today's World; Mortgage Credit Crisis of 2008]

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URI

http://data.loterre.fr/ark:/67375/N9J-GB7BM0K1-K

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